We look forward to helping you with your finance needs. We can help first home buyers, next home buyers, refinancers and investors. Have a look below to see what kind of services we offer, or call us to discuss your specific requirements.

There are literally hundreds of loan products on the market today and it is our job to help you find the right solution to suit your individual needs and servicing ability.

We pride ourselves on delivering proactive service and support. We have extensive experience in all areas of lending, including:

Asset and Equipment Finance

Having the right finance structure in place can potentially save you money on interest and fees, or help you maximise your tax benefits. Ask us to access competitive finance options for your commercial vehicles, plant and equipment. We can also help you finance cars for personal use and recreational purchases such as boats, jet-skis and more. These finance options may include a finance lease, operating lease, hire purchase, chattel mortgage, personal car loan, novated lease (salary sacrifice) and more. At Twenty20 Finance, we help you obtain funding and tailor it to fit your current financial circumstances and needs.

Small Business Loans

Do you need funding for working capital for your business? We understand the importance of a sound cashflow system. We are here to help find a finance solution, whether you require a short-term or a longer-term solution. Twenty20 Finance can also arrange trade and debtor finance, rent roll financing, amongst other aspects of business lending options. Please get in touch so we can discuss your specific business requirements in more detail.

Supporting First Home Buyers

Deciding to purchase your first property but not sure where to start and what kind of loan you might need? No worries! We are here to help, and as a first home buyer, we can assist you in obtaining finance from a financial institution to purchase your first property. Aspects of a mortgage such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. Therefore, it is always best to speak with a professional mortgage broker to discuss your options. We can also help you determine your eligibility for any grants and concessions that you may be entitled to.

Residential Investment Loans

Investment loans should be structured in a specific way with a strategy in mind to allow you to make the most of your assets and finances. We can work with your financial planner and/or accountant to ensure your loan is set up to meet your specific needs. Twenty20 Finance has access to competitive loan options that can help you maximise your investment returns.

COMMERCIAL LOANS

Owner-operated/Investment

Most lender websites rarely cover commercial property lending policies and interest rates. Unlike residential home loans, the overall costings of a commercial loan can be negotiated based on a range of criteria, such as your background in business, your deposit or equity in additional security being offered. If you need assistance to refinance or purchase commercial property, get in touch with Graeme at Twenty20 Finance today. We can also arrange development funding.

Standard Variable & Fixed Rate Loans

A fixed-rate loan, as the title suggests, is set at a fixed rate of interest for a specified period – usually one to five years. This gives you the certainty of knowing how much your repayments will be, allowing you to organise your finances without the risk of rising interest rates (for that period). It is worth noting that a fixed-rate option does not benefit from any rate reduction during the fixed period and nearly all lenders have a cap on the maximum amount of extra payments you can make into this account during the fixed period. It is always best to speak with a professional mortgage broker to discuss your loan options and individual requirements.

Solutions for Imperfect Credit Files

Do you have any recent events that have had an impact on your credit file? This may be due to a missed payment or two or having been recently discharged from bankruptcy. We have a clear understanding that these type of blemishes on your credit file will most likely be one-off occurrences and therefore, we will work with you to find a solution now rather than having to wait for your credit file to be repaired in a few months (sometimes years).

Construction Loans

Have you bought a block of land or knocking down your old home and planning to build your dream home or an investment property? We can provide you with options based on your loan requirements and to work with you to fit them into your criteria. There are so many components and moving parts to this type of lending and therefore it’s best to discuss your options with a professional mortgage broker who understands this space. Graeme at Twenty20 Finance can also arrange funding options for development loans (commercial).

If you don’t see a solution for your needs listed here, please call to discuss and see if we can help.